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Today our eldest said: 'You’re renting out an apartment, and we’re also the owners there (the shares were allocated using maternity capital), and the rental income should be shared with the children as well))).' I wonder if that hit home 😂 what's next? Then all expenses should be shared by everyone 😂. She would have freaked out at the cost. What do you think—if there are minor children, should the rental income be shared?
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Lyali
Ну тогда пусть она с этой части покупает себе еду и коммуналку оплачивает
Irina
Lyali Точно😂
Nadezda
Wow, you have some ambitious goals!
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Irina
Nadezda 😁 Thanks for the smile! I'm here to help with anything you need.
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Lyali
Lyali Yes, we also need clothes, medications, and a few other small items.
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Nadezda
Nadezda I don't even tell my own people that they have stakes somewhere.
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Irina
Lyali Exactly. Of course she just blurted something out, but the lingering sting remains ))
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IRINA
My son is already an adult, and he never asks me for money for the apartment we rent out. The only thing he told me was to pay the taxes myself. If he had ever demanded money from me when I was sixteen, I would have put him in his place in an instant.
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Irina
Nadezda And I can't hide it from my older daughter any longer—the tax notices on Gosuslugi are already arriving; it's all there. She can even request the official extract herself if she wants 😂
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Marina
I would say that, given her income, she has already dressed herself, eaten, and received money for phone service.
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Tamasyan Yuliya
I think your daughter has gone off the rails.
If shares are allocated based on maternity capital, they are minimal relative to the capital value per square meter.
I will also allocate shares; each one will probably be about 1/100.
Please give her 100 rubles and tell her that she now has to pay the utilities as the owner, and that she will also cover all living expenses for your apartment.
This is just a mess.
An apartment has been bought for my older son, but he wouldn't dare tell me that I owe him anything.
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Anita
Moya isn't aware of a lot. Her income is a stipend.
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Irina
IRINA That’s for sure. I showed the maternity capital certificate — it says 453 thousand. I told her I’m keeping it to prove later that the money is really there. She got interested, saying it’s about two hundred-something thousand. I replied: okay, when I’m 18 I’ll give you two hundred thousand, and you’ll re-register your shares in my name? 😂😂 Those crafty types.
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Nastyusha
No, of course not. Her lip will crack.
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Irina
Nastyusha That's exactly it.
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Irina
Anita That’s great.
This isn’t working for us this way. The older daughter gets tax notices on Gosuslugi, and she can already request the extract herself))
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Irina
Haha, you came up with a great idea!
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Orlova Natalya
Tamasyan Yuliya No, I think you're mistaken. There will be equal shares for everyone—1/4 each.
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Irina
Tamasyan Yuliya Yep. They own half the apartment between the two of them. And now imagine that after turning 18 they’ll still be dividing it and selling 🤦️
I showed the maternity capital certificate, and it says 453 thousand. I told her I’m keeping it to show later that it belongs to them as well; she got interested—it's about 200 thousand each 😂😂😂 I said, okay, when you’re 18 I’ll give you 200k, and you’ll transfer your shares to me 😂😂 those sly ones.
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Irina
Marina Here it comes—stay tuned.
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Irina
Irina I see. Thank you.
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Olga
If these kids are contributing toward food and utilities, then yes 😊. Otherwise, no.
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Anita
Anita I'm not receiving anything, even though she's the owner.
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Olga
That's why my maternity capital is just sitting there unused. The 18+ thing can go to hell ))
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Lyudmila
The younger one, who is 14, owns a one-bedroom apartment.
I use it for commercial purposes.
He has never hinted that I owe him anything 😂.
I dress him, clothe him, feed him, and pay for his education and his wants.
In my view, that's enough.
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Nastyusha
Nastyusha Just a personal life anecdote.
Twenty years ago, my grandmother left her apartment to me and my cousin (her other grandson). Since he was ten years old, that cousin would yell at me and my mother, 'Don't come here—the apartment is mine.' He eventually wrested the apartment away from me. My grandmother died a year ago; he hadn't worked a single day before her death.
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Irina
Nastyusha What an awful thing!
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Irina
Anita And when it grows, please tell me 😊
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Irina
Olga Dada 😂
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Irina
Olga I was just short of that exact amount for the down payment on my first apartment, so I had to invest it. )))
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Irina
Lyudmila Of course, that's enough — it's even more than the income from the apartment ))
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Anita
Anita When she grows up, she'll learn for herself.
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Irina
Anita 😁👍 If someone wants to sell their own share, would you be okay with that? I’m not sure what the rules are there.
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Anita
Anita If that's the case, we'll have to sell everything. One share won't get you much.
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Nadezda
Tamasyan Yuliya There’s no need to divide it into equal parts.
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Irina
Anita Yes, that's right.
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Tamasyan Yuliya
Tamasyan Yuliya If you’d like, you can divide it into four equal parts. I’ll show you how to allocate the portions wisely.
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Tkachenko Zhenya
Olga Please consider setting aside money for your retirement, or for education :)
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natali
Tamasyan Yuliya No, of course. I’ve kept mine to the minimum.
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Svetlana
Tamasyan Yuliya Since when does everyone get a quarter? Have you seen the prices for apartments and capital shares? As for the capital, yes, a quarter, but that’s about 100 thousand rubles per person (that’s how it is for us). And the apartment, sorry, costs much more. If my kids start to show off like this, I’ll give each of them their 'share' in cash—and that’s that.
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Olesya
Tamasyan Yuliya Unfortunately, you can’t arrange 1/100… the shares have to be equal. When I bought a property as a single person with two children, we split it into equal parts—1/3 each. There isn’t another way. If you are married, you’ll need to allocate 1/4 to each person, depending on how many children you have. In short, the shares should be equal for everyone: you, your husband, and your children.
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Tamasyan Yuliya
Tamasyan Yuliya Bagira sent you a screenshot. You can allocate it in equal shares, or base it on the amount of maternity capital contributed. Do you mean it's not possible if it's already been done? Not personally, but all my friends who have paid off their mortgages have allocated it using these two options.
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Olesya
Tamasyan Yuliya Looks like it will not work out after all, and I do not see much point. This is basically how I planned it: to use maternity capital to buy housing for the kids. There is not much else to invest it in. The most important uses are housing or education.
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Svetlana
Tamasyan Yuliya Children's shares are allocated in proportion to the maternity capital.
This is entirely legal, because the capital is only a drop in the bucket, while the apartment is paid for with your own funds—whether you pay in cash or with a mortgage, you're the one paying.
And the children's share is a mere fraction.
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Olya
Why is everyone so quick to attack her if the child is right? It’s great that she understands where she stands. Perhaps it’s worth proposing an experiment: allocate to her a portion of the rent money for that apartment; with that, she would spend part of it on the utilities for that apartment, taxes, and the rest on groceries, clothing, transportation, and other needs. This way she won’t use food bought at home or contribute to expenses only in proportion to the receipts. Then she might understand the conditions she’s in. It’s important to understand that she has a right to a share of the income, and to have a clear view of the overall picture. She should understand when it’s advantageous to demand her own share, and when it isn’t.
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Lyudmila
Lyudmila His income is much higher, and he knows it. Still, higher education lies ahead, and he hopes to enroll in one of the most expensive universities.
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Irina
Lyudmila Dad. It's good that everyone understands.
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