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Which mortgage program would be suitable for our family: my husband is 40, I’m 29, and we have a 5-year-old child. What interest rate did you obtain? Is it better to buy an apartment from a developer or from a private seller?
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Olga
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There aren't any other options: if it's a family mortgage, it has to come from the developer.
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September 7, 2025, 8:24 AM
Oksana
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Family mortgage. Rates from 3.5% to 6%.
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September 7, 2025, 8:30 AM
Oksana
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Oksana New construction.
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September 7, 2025, 8:30 AM
Anastasiya Soloveva
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If you’re trying to find a housing program, there isn’t much choice there. It’s mostly new builds. This doesn’t apply in areas where there’s no new construction at all. In those cases, you can also consider resale properties.
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September 7, 2025, 8:42 AM
Alla Ananchenko
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We took out a family mortgage at 3.5% on a new build.
There were no other options.
We got it from the developer through a real estate agency.
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September 7, 2025, 9:15 AM
Shashkova Anna
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She's the only one in our city who charges a high rate.
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September 7, 2025, 9:27 AM
alevtina demysheva
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Oksana This is the first time I'm hearing about this. We don't have anything like that in our city.
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September 7, 2025, 11:57 AM
Nataliya
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Oksana It looks like we're at about 6%.
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September 7, 2025, 1:18 PM
Oksana
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Oksana That's strange. It's all over Russia 😨
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September 7, 2025, 2:09 PM
Oksana
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Oksana Excellent!
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September 7, 2025, 2:09 PM

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