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Has anyone used maternity capital funds to replace their roof? I have an old house that needs major…

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Has anyone used maternity capital funds to replace their roof? I have an old house that needs major repairs. The contractor is ready to sign a contract. Can you tell me if this is approved? And does the Pension Fund cover it entirely? Or do I have to pay first and then get reimbursed by the fund?
Сколько дарят у вас в классе учителю на 8 марта? И что вы дарите сами учителю?
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Anastasiya
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Either a purchase or a renovation. They won't approve the roof.
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October 26, 2026 at 5:00 PM
Ekaterina
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Did something change? Can we now repair the maternity capital?
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October 26, 2026 at 5:00 PM
Anastasiya
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Maternity capital can be used to buy an apartment or for construction, but not for renovations.
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October 26, 2026 at 5:00 PM
firuza manafova
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They won't approve it. Maternity capital can only be spent on the construction or reconstruction of housing. And by reconstruction, the Social Fund strictly means work that increases the total living area of the house (e.g., adding a second floor or an extension room).
Simple roof replacement, wall or window repairs (major repairs) without increasing the area are not suitable for this purpose.
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October 26, 2026 at 5:00 PM
Olga
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Nothing is shining for such needs, forget about it
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October 26, 2026 at 5:00 PM
Biryuk Svetlana
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No, of course not... That won't be approved
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October 26, 2026 at 5:00 PM
Elena Sergeenko
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Unless you're planning to convert the attic into a living space, which would increase the home's square footage 🤷
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October 26, 2026 at 5:09 PM
Tone4ka
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You should go and clarify this point. I also wanted to put the capital for my third child into a mortgage, went to get a certificate on the remaining balance, and the social fund worker seemed to say there's a new law now that this capital (around 182k rubles) can be used as a down payment; this didn't exist before—it's a brand-new regulation.
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October 26, 2026 at 5:12 PM
Evgeniya
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Biryuk Svetlana Useless piece of paper
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October 26, 2026 at 5:15 PM
Biryuk Svetlana
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Biryuk Svetlana I think they could have expanded the list more...
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October 26, 2026 at 5:15 PM
Churkina (Belous) Diana
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cannot be used for repairs.
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October 26, 2026 at 5:33 PM
Anastasiya
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Repairs are not approved. If you were adding a second floor, that would be considered reconstruction, which might have been approved. But not for the roof.
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October 26, 2026 at 5:51 PM
TaTa
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No, only for increasing the area.
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October 26, 2026 at 6:12 PM

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