Hi everyone! This post might be a bit off-topic, but has anyone else been through this? Here's the s…

Hi everyone! This post might be a bit off-topic, but has anyone else been through this? Here's the situation: In 2017, my husband took out a loan for 250,000. He paid it regularly at first, then stopped – there was a valid reason, but I won't go into all the details. The thing is, his mother was the guarantor. Because of non-payment, the bank sold the debt to collectors, and the amount grew to 350,000 with interest for the period of default. Bailiffs seized my husband's and his mother's accounts and started garnishing wages. My husband got tired of it all, borrowed the necessary amount from relatives, and paid off the debt in August this year. Today, we found out that he's being sued again for 78,000 – this is an indexation for the period he didn't pay, with daily interest accruing. Plus, they've calculated another 750,000 in interest. We're in shock, the interest is more than the principal debt! We called the agency and argued, and they're shouting that we only paid the principal, and now they're demanding the interest. How can the interest be more than the original loan? We're planning to file a counterclaim, we don't know what will happen. Or maybe bankruptcy. Our nerves are shot, we're so worried. This is our first time dealing with something like this. It's bad enough for my husband, but his mother got caught up in this too because of the guarantee. They'll be garnishing the same amount from her too, until one of them pays it off first. Has anyone dealt with something similar? How did it turn out?