I'm saving up for an apartment to rent out, which I'll buy with a mortgage. I've saved three-quarter…

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I'm saving up for an apartment to rent out, which I'll buy with a mortgage. I've saved three-quarters of the way, but I can't seem to gather the rest. I'm tired and don't want to save anymore. Plus, braces and fillings have really taken a toll on my wallet. On top of that, I quit my job, and the position I was offered and planned for went to someone they already knew. It's autumn, it's raining, I have no energy, and I don't even want to look for a new job, but I have to. Job hunting exhausts and drains me. If I don't get a job within a year, they might not approve my mortgage later, and apartment prices will skyrocket. I won't be able to keep up on my own. What should I do? Give up saving? Or put all my effort into it, which means finding a new job with a higher salary, meaning more responsibilities, and again, I won't be home, and I'll be constantly sick from the stress.
If I meet a guy on a dating app and he immediately suggests meeting up, but for me, it feels a bit r…
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Lyudmila
Get a mortgage. Pay it off early if you can. A couple of years ago, we got a 3 million ruble mortgage and paid off as much as possible before my maternity leave. Now we have 690,000 rubles left. We're not paying it off early anymore; it's just not worth it.
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Anastasiya
Apartment prices are rising, and I'm not sure if it's worth waiting. But you still have to pay the mortgage, and how can you do that without a job? There could be situations where tenants move out suddenly and new ones aren't found right away, or similar problems, and the payment won't wait.
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Elena
Anastasiya I'll submit it, and I'll have enough for the payment with some left over. I'll also go back to work for a bit, but for now, my teeth are the priority.
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